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Product overview

BankStmt ingests bank statements and produces reconciled, structured financial data — plus the analytics built on top of it.

Who it is for

  • Individuals consolidating accounts, tracking spending and checking loan affordability.
  • Accountants and small businesses needing tax-ready and business summaries across many statements and accounts.
  • Developers integrating statement understanding into their own product via the API.

What you can do

  • Upload statements as PDF, scanned images, CSV, OFX, QIF or XLSX and get clean transactions.
  • Get transactions auto-categorized, with your corrections learned for next time.
  • See spending and income analytics, cash flow and consolidated multi-account views.
  • Detect recurring subscriptions and unusual transactions.
  • Produce tax-oriented reports and loan-affordability figures.
  • Export to Excel, CSV or JSON at any time.
  • Choose where your data is stored, by country.

Good to know

  • Processing is asynchronous — upload returns immediately and the statement reports progress.
  • Re-uploading the same document does not duplicate your data.
  • Screens built for multiple currencies keep them apart — Consolidated reports each currency separately, as does the tax estimate. Elsewhere amounts are totalled as recorded, without conversion, so a period mixing currencies produces a total you should not read as a single figure. Each screen's notes say which behaviour applies.

See Plans & limits for what each tier includes. The concepts behind the results are covered in the developer documentation, which requires a developer sign-in.